Fast, safe, decentralised global payments.
Join 140 million N2 Wallet community.
Pay, shop, earn.
The only wallet you need
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Open an account
in minutes -
Private & secure PCI DSS regulated
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140+ million
customers
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190+Countries
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SwissMade in CH
Packed with
features for any trip
Earn up to 8% passive income
Passive income is money you earn with little or no effort. We offer you the possibility to spend more time on experiences with your friends, family and loved ones. Watch interest accrue daily into your wallet.
Travel smart with 0% fees
Travelling abroad is fun. Paying 3-5% bank fees on foreign transactions isn’t. Get best deals on transactions abroad every time and use the savings to treat yourself or invest into the future.
Open a free account in minutes
Free to start. 2 minutes away. The world of passive income, best exchange rates and cashbacks awaits you.
Make free transfers in realtime globally
Instant gratification is here! Sending money to a friend in need, or a gift to loved ones has never been easier or quicker — wherever they are.
Store money securely without a bank
Store money in digital dollars that are available 24/7 and move at internet speed. You fully control your funds. Your private keys are encrypted and never have to leave your device.
Pay in and out using local and international payment routes
Only 16% of people in the world use cards to pay. Use cash and alternative payments. Feel like a local - wherever you are - with local pay-in and payout options.
Because you care
COMING SOON
We make a living by what we get, but we make a life by what
we give. Choose one of 17 UN sustainability goals to
contribute to part of interest and cashback. Make the world
a better place!
Earn up to 8% passive income
Passive income is money you earn with little or no effort. We offer you the possibility to spend more time on experiences with your friends, family and loved ones. Watch interest accrue daily into your wallet.
Travel smart with 0% fees
Travelling abroad is fun. Paying 3-5% bank fees on foreign transactions isn’t. Get best deals on transactions abroad every time and use the savings to treat yourself or invest into the future.
Open a free account in minutes
Free to start. 2 minutes away. The world of passive income, best exchange rates and cashbacks awaits you.
Make free transfers in realtime globally
Instant gratification is here! Sending money to a friend in need, or a gift to loved ones has never been easier or quicker — wherever they are.
Store money securely without a bank
Store money in digital dollars that are available 24/7 and move at internet speed. You fully control your funds. Your private keys are encrypted and never have to leave your device.
Pay in and out using local and international payment routes
Only 16% of people in the world use cards to pay. Use cash and alternative payments. Feel like a local - wherever you are - with local pay-in and payout options.
Because you care
COMING SOON
We make a living by what we get, but we make a life by what
we give. Choose one of 17 UN sustainability goals to
contribute to part of interest and cashback. Make the world
a better place!
Safety and stability you can trust
Your funds are kept securely in digital dollars.
Each digital dollar is 100% backed by cash and short-dated U.S. treasuries, so that it’s always redeemable 1:1 for U.S. dollars. More than $50 billion digital dollars are currently in circulation.
Digital dollar reserves are held in the custody and management of leading U.S. financial institutions, including BlackRock and BNY Mellon. Reserves are managed by Circle, regulated as a licensed money transmitter under U.S. state law just like PayPal, Stripe, and Apple Pay. Circle’s financial statements are audited annually and subject to review by the SEC.
Biometric identification and advanced 3DS 2.0 technology keep you safe when shopping in stores and online.
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ASSET SAFETY AND CONTROLDigital USD, $50 bn+ reserves, only you control -
SECURITYPCI DSS Level 2, security audit -
SUPPORT24/7 live support via chat and email
